Hello there! We’re the CUTX ITM team, and we’re here to give you the complete run-down on our new Interactive Teller Machines (ITMs). We hope to virtually see you soon!
What’s an ITM?
ITMs, or interactive teller machines, look a lot like the ATMs you’ve come to know and love. You simply drive up to the ITM, and you’re able to video-chat live with a service specialist. It’s a great way to save time when you need to come in to make a transaction.
—Loren (Lead Virtual Service Specialist) Read More
At Credit Union of Texas, security is paramount. Because security doesn’t stop with your digital finances, we offer free shred days at our stores! We provide the giant paper-munching shredder and you provide your sensitive documents. Read More
[New Year Update] Saving money is one of the most popular New Year’s resolutions. To help you achieve your financial goals in 2017, we’ve brought back our post on improving money habits to save more. Happy New Year from everyone at CUTX!
63% of Americans have less than $500 in their savings account. That means, for millions of people, a $1,000 emergency becomes a giant headache, setting finances back for months. It means playing catch-up and stressing out about deciding which bill, the gym membership or cable bill, can be skipped this time around. Thankfully, it all boils down to money habits, and like all habits, we can retrain ourselves to change. Read More
Salvation Army bell-ringers are starting to make appearances outside stores all over the United States. That’s a sign that the holidays have arrived, and many find themselves enjoying the spirit of giving. 30% of all charitable donations happen in the month of December. This holiday season, donate smart by keeping the following tips in mind. Read More
Relaxing on a wooden boat while you wait on that tug from your fishing line, all while enjoying a perfect sunset with your friendly neighborhood thief? Don’t confuse phishing with the storied American pastime. Phishing involves sending e-mails or phone calls that appear to come from a legitimate organization with the intention of gathering personal information. Luckily, there are signs you can look out for and preventative measures you can take to help protect yourself from a phishing attack. Read More
Summer is coming to a close and you’re probably looking to trade in that convertible for an SUV that can brave the intense Texas snow we’re due to get. Okay, that may be a slight exaggeration. Truth is, data shows that now is the time that most people consider buying a new car. Maybe it’s easier to trade in a car rather than clean out all the sand your dog brought in over the summer.
If you’re in the market, or have been in the past, you’ve probably been offered to lease instead of buy your new or used vehicle. Most choose to buy, probably because they like the idea of truly “owning” their vehicle, but many never get to the point of actually owning their vehicles.
The reality is, leasing is a smart, money-saving option for certain types of customers. However, the same holds true for buying for other types of car buyers. It just depends on you. Read More
Getting into debt is a slippery slope. It starts with a single time when you need or want something that you cannot readily afford, so you charge it or otherwise finance the purchase. The next month, you have to make that new payment, and it stretches your budget thin. Before you know it, you charge or finance something else — and then you are stuck, or at least it feels that way. Luckily, being in debt — even drowning in debt — is not a life sentence. There are things you can do to help get back on your feet.
Understanding which kind of card you should use depends greatly on your finances and your ability to manage them effectively. You also should understand some major points about each one, which will help inform your future purchasing. Read More